Stop wondering. Track your spending, see exactly where your money goes, and take control of your finances.
Import and categorise your transactions so nothing slips through the cracks.
Clear breakdowns of your spending by category, month and account.
Spot trends early and make confident decisions about your budget.
Two people earn the same salary. Same job, same city, same rent. Ten years later, one has forty thousand dollars saved up. The other has nothing to show for it. Ask a roomful of people why, and you'll get the same guess every time: the saver must earn a bit more on the side, or want it more, or just have better self-control.
Usually that's wrong. Richard Thaler won a Nobel Prize figuring out why, and the real answer is almost too simple to believe. He called it mental accounting. Once money is visible, sorted into categories, sitting in front of you on a page, your brain treats it differently than money you can't quite picture. Look at the research on this and the pattern holds up again and again: people who can actually see where a dollar is going spend around $200 less of it a month. No one told them to. No extra willpower involved. No diet-style budget with rules bolted on.
So the gap between those two people probably was never income, or discipline. It was whether one of them happened to look.
Do that for thirty years with $200 a month and you're not looking at a slightly better bank statement. You're looking at six figures that were sitting there the whole time.
Your income and expenses together in one simple, personalised view. You can see whether your money supports your goals, make changes, and track results month by month.
Share your financial data with your accountant. You control the access and how much they see.
Track your net worth over time, register properties and investments, and reconcile bank cash with your asset register.
Upload receipt images or PDFs, match them to transactions, and search by issuer or description for tax time.
Photograph a receipt the moment it lands in your hand, check where your wealth stands, and run cash flow simulations from the palm of your hand. Everything syncs with the web app, so nothing waits until you are back at a desk.
AI reads your receipts and works out unfamiliar bank file formats, so your time goes on decisions rather than data entry. Your data is never used to train AI models and is never shared with model providers.
Pricing
Start with a 28-day free trial. Admin accounts have unlimited access.
No credit card required. Try the app and see where your money goes.
Keep using the app after your trial and cancel anytime.
Best value for people who want ongoing cash flow clarity.
From the blog
A tax return reconciles what you paid against what you actually owed, and a refund is your own money coming back. Minimising your tax within the law is not a moral failing.
A founder story about turning a painful tax-time spreadsheet into a clearer way to understand cash flow.
Famous people who went broke after earning millions, and two who got rich on ordinary wages. The lesson they all point to has nothing to do with income.