Track Income & Expenses with Where Does My Money Go

Looking for some help with your Personal Finances?

True freedom is financial freedom

Having money definitely doesn't buy you happiness, but it does remove a lot of things that cause unhappiness.

This website helps you manage your personal finances more effectively, improving your ability to take advantage of the opportunities life presents you with.

STOP SPINNING

Master Your Personal Finances

Interested in your finances? Want to understand where does your money go? Our website is for people who want to take charge of their finances and consequently improve their lives.

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Understand Your Financial Position

Stop wasting time and energy worrying about problems that may or may not exist, and spend time dealing with the problems that do exist.

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See the Financial Outcomes of Your Options

Life will present you with many options. This website will enable you to see the financial impacts of those options.

Stop spinning and take control of your finances.
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Spend Your Time Wisely

Time is precious, using this website makes managing your personal finances a lot easier and a lot quicker.

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Understand Finance

Check out our blog section, here we provide you with information about basic financial concepts and how to apply them.

Step 1: Stop Wasting Money

Build your cash-flow table and see exactly where your money is going. Patterns become obvious. Small leaks stand out.

Do you really need all those subscriptions? Are there expenses that no longer add value to your life?

Awareness is the first win, because you can’t improve what you can’t see.

A cash flow table showing categories and subcategories

Step 2: Make Better Use of Your Money

A clear cash-flow view turns information into insight. Instead of looking at expenses in isolation, you start seeing how decisions connect, and how one change can unlock multiple benefits.

Ask yourself better questions:

  • If I bought a bike and rode to work, could I cut commuting costs and cancel my gym membership?
  • Would higher rent closer to work reduce my commuting costs sufficiently?
  • Would one less coffee a day pay for a weekend away?
Because this isn’t all about spending less, it’s about spending smarter, with intention, and making your money work harder for the life you want.

A cash flow table showing categories and subcategories

Step 3: Turn Financial Clarity Into Confident Decisions

Add multiple cash-flow forecasts to explore your options before you commit. See how different decisions shape your future. Compare paths. Test ideas.

Track your progress over time and adjust as life changes.

No guesswork. No surprises. Because when you can see what’s ahead, you’re free to choose the path that fits your life, not just your budget.

Understand Your Money and Choose Your Life

Managing your money gives you more room to say yes. Less stress. More freedom. More space to spend your time, energy, and attention on the things that truly matter.

Life is found in the moments you choose to show up, to try, to move, to feel. Say yes more often. Go places that stretch your comfort zone. Learn new skills, chase new passions, and throw yourself into experiences that make you feel alive.

When your money is clear, those moments feel closer. More possible. Less out of reach. Money isn’t the point, it’s the support that helps you live fully.

Sign Up and Get Started

For the price of a cup of coffee a month and your willingness to take charge of your finances we can help you. Let’s build a good habit that lasts a lifetime.

Free

AUD$0

  • No Credit Card Required
  • Sign Up and get started
  • 28 Days Evaluation
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Monthly

AUD$5

  • Cancel anytime
  • Excel Downloads
  • Priority Support
  • Data is NOT deleted
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Annual

AUD$50

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  • Excel Downloads
  • Priority Support
  • Data is NOT deleted
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Customer Testimonials

Read what some of our users have to say.

Really good, particularly like the way I can create my own catergories.

customer reviews

Lucy

Bunching up all my income and costs into one category helped with my tax return. Really liked the interactive rules creation, great the way is searches through transactions as I type.

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Grant

Easy to use, eye opening.

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James

Took me a while to get the hang of it, useful. The online chat was useful, thanks.

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Emily

Different and sooo much better than the crappy budget tracker I was using before.

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Luke

I learnt a lot, it's good.

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Gemma

Helps keep track of my influencing earnings.

customer reviews

Gale

Take Control of Your Finances Today

Do you know what happens when you do nothing?

"Nothing".

Experience a transformative approach to managing your finances with "Where Does My Money Go".

Free trial, no credit card required.

Businessman hand with coins and sprout in network connection. Plant growing on pile of coins money. Money growth concept.